The address for the "Payment Processing Center" is obviously out of the running, as plaintiff, by definition, wants to dispute the account, not make a payment to process. Milwaukee, WI 53201-3136 (wonder if we could use that . Collections Agencies. See, e.g., Easterling, 692 F.3d at 233 ("collection notices can be deceptive if they are open to more than one reasonable interpretation, at least one of which is inaccurate"). PO Box 263, Waterloo, IA 50704 410 Hope Ave, Waterloo, IA 50703 3216 Neola St #5, Cedar Falls, IA 50613 1708 NW 99th Ct, Clive, IA 50325: Phone: (616) 334-7795 Prior to September 23, 2021, the IRS contracted with the following private collection agencies: The IRS will send you a letter before you are contacted by a private collection agency (PCA). . 393, 396 (E.D.N.Y. B. P*** **** 104, Waterloo, IA 50704. Defendant attempts to distinguish Plaintiff's reliance on Abramov and Lotito on the basis that those cases "attach [ ] a writing requirement in contradicting the 1692g disclosure[.]" These let you know that your overdue tax . Having done so, I conclude that no reasonable juror could find that this collection letter is misleading.2 The hypothetical least sophisticated consumer looking for how to raise a written dispute would read the letter in the following progression: In determining whether this letter would confuse the least sophisticated consumer, I must be cognizant that the least sophisticated consumer "is neither irrational nor a dolt." Further, where a collection letter includes language ostensibly creating an "in writing" requirement to dispute a debt, courts have found that such statements overshadow or contradict an otherwise compliant Section 1692g validation notice. 2d at 795, "mere technical falsehoods that misle[a]d no one" are insufficient to impose liability under Section 1692e. the passport service is slacking on answering phones, it'd be nice to get a representative to talk to. As such, Plaintiff's proposed amendment claiming this challenged language violates Section 1692e is futile. Business Entity Information . I called today but no one is answering the phones to tell me why. Am. . 2505, 91 L.Ed.2d 202 (1986)). 27, Ex. 1992) (recognizing the general rule that in order to determine whether the amended pleading puts forth colorable grounds the court should apply the standards of Rule 12(b)(6)); Chan v. Reno,916 F.Supp. Specifically, this section provides that. Hernandez, 2013 WL 1703529, at *4. Do you have questions about the services available to you through HOMELINK? 2d at 170; Sussman, 928 F. Supp. These agencies help taxpayers settle their tax debts. But the test is objective. I hope a postal carrier will pick it up today (my bills may be late and I will be penalized). Addresses are listed for reference only. (internal quotation omitted); see Daly v. Capital Mgmt. Feb. 22, 2019) (the law of the case doctrine is "driven by considerations" that include "judicial economy"); Weitzman v. Stein, 908 F.Supp. Listed below are those cases in which this Featured Case is cited. Box 2217 Waterloo, IA 50704 . Box 307 See generally Rezzonico v. H & R Block, Inc., 182 F.3d 144, 148 (2d Cir. 2012) ([A]lthough "[d]eceptiveness, includes the creation of ambiguity . Additional DBA - Airport Shuttle & Delivery Service. Nov. 27, 2012) (summary order) (citing cases); see also Vu, 293 F.R.D. Apr. Page Last Reviewed or Updated: 03-Aug-2022, Request for Taxpayer Identification Number (TIN) and Certification, Employers engaged in a trade or business who pay compensation, Electronic Federal Tax Payment System (EFTPS). In so ruling, the Magistrate Judge rejected defendant's argument that the proposed amendment was futile because it failed to state a claim, holding instead that "plaintiff has alleged the elements of a plausible claim under the FDCPA.". 2d at 238. We would not have assigned your account to a private collection agency if you are: Recipient of supplemental security income (SSI) or social security disability insurance (SSDI), Adjusted gross income does not exceed 200% of the applicable poverty level. written return addresses. Listed below are those cases in which this Featured Case is cited. As one of my colleagues has noted: Datiz v. Int'l Recovery Assocs., Inc., No. 319 area code: Iowa (Cedar Rapids, Iowa City) . Apr. P.O. Siong calls Waterloo, IA, home. Page Last Reviewed or Updated: 05-Jul-2022, Request for Taxpayer Identification Number (TIN) and Certification, Employers engaged in a trade or business who pay compensation, Electronic Federal Tax Payment System (EFTPS), Treasury Inspector General for Tax Administration. 343, 359 (E.D.N.Y. Veridian Routing # . You can also request a copy of your account transcript through our Get Transcript tool to verify that we assigned your account to a PCA. Aug. 16, 2021) (two consolidated cases presenting identical collection letter language, one dismissing claim based under Rule 12(b)(6) and one under Rule 56). Southern Oregon Credit Services Debt Collection, Acquisition Management Group (AMG) Debt Collection. 19-cv-5814, 2019 WL 1166449 (E.D.N.Y. For the foregoing reasons, Plaintiff's motion to amend the Complaint is GRANTED, in part, and DENIED, in part, in accordance with this Memorandum and Order. Public Records. Specifically, when read together, these phrases could mean (1) that written disputes are to be forwarded to the address listed in the letter and that in the event the consumer seeks to dispute the debt, he or she may do so by notifying the debt collector within thirty days of receiving the notice; or (2) that in order to dispute the debt the consumer is required to submit a "written dispute" to the address indicated within thirty days from receipt of the collection letter. Get contact info for current residents, including phone, email & criminal records. 3, 2006) (language in the letter advising the debtor to contact the creditor by phone to "discuss your specific situation" did not contradict the language of the validation notice which advised the debtor to "dispute" the debt in writing to the debt collector); see also Harrison, 968 F. Supp. We have different mail carriers every day and today 6/18 the mail is still not here and it is 4:05pm when we close at 4:30. 19, 2013) (internal quotations omitted); see Block v. First Blood Assoc.,988 F.2d 344, 350 (2d Cir. Box 526 Albion, NY 14411 888-928-0510. 2012); Clomon, 988 F.2d at 1319. 119 Belleview Rd. Then those have been 'lost' which means ""stolen"" if happened after packages reached and after getting scanned by some USPS employees in waterloo (possibly actually more than 1 bad employee there to have this happen to 3 different USPS Priority Mail packages within 24 hrs. Comp., Ex. 's Reply at 8 (internal citation omitted). xy\W8~}'=l$E AYBBT*b The Internal Revenue Service (IRS) has partnered with CBE Group to collect overdue federal taxes. The IRS Notice CP40 and the PCAs initial letter contain a Taxpayer Authentication Number. Although the holding of the Magistrate Judge occurred in the context of a motion to amend, the standard for denying amendment on the ground of futility is essentially the same as that for failure to state a claim under Rule 12(b)(6). ., a consumer is presumed to have read a letter in its entirety. Ellis v. Solomon & Solomon, P.C., 591 F.3d 130, 135 (2d Cir. Waterloo, IA 50704 . 2018-06-05 - 2021-03-27 Addition of officer CLARK, LARRY, secretary. Performant P.O. DE 20. So I went down to the post office to have my mail put on hold so I can pick it up there and see if maybe someone is taking it out of my mailbox. We are a business and having our mail with checks and bills laying in someone's parking lot is unacceptable. A review of the letter reveals that the challenged language is contained in an entirely separate and distinct portion of the letter under the heading "payment can be made as follows" (emphasis omitted) and thus does not otherwise reference or interfere with the validation notice itself contained in a separate section of the letter. This is particularly important because, as the Magistrate Judge expressly noted, a Rule 15(a) determination must consider the liberal policy in favor of allowing amendment. Waterloo. The appropriate application form printed and filled out, and the required fee for applying or renewing. A Community Post Office (CPO) is a contract postal unit providing services in a small community in which other types of post office facilities have been discontinued. This page contains frequently asked questions about the program. For the reasons set forth below, Plaintiff's motion to amend is GRANTED, in part, and DENIED, in part. Street Address. 1998)); Sorel, 2012 WL 3596487, at *4; Quinteros v. MBI Associates, Inc.,999 F.Supp.2d 434, 437 (E.D.N.Y. Although "debt collection practices that are contradictory, vague, or threatening create FDCPA liability as well[,]" Gabriele, 503 F. App'x at 95; see also Sussman, 928 F. Supp. Machs. Servs., Inc.,516 F.3d 85, 90 (2d Cir. . 2012) (noting that "it is ultimately within the sound discretion of the court whether to grant leave to amend"). Waterloo, IA 50701. In order to assert a violation of the FDCPA, a plaintiff must establish that: "(1) the plaintiff is a `consumer' within the meaning of the Act; (2) the defendant is a `debt collector;' and (3) the defendant must have engaged in conduct in violation of the statute." 26-33. Why is my mail delivered at 8:30pm? Need a self storage unit in Waterloo, IA for your big and small items? As part of its efforts to collect the debt, Defendant sent Plaintiff a letter on November 11, 2014 which, in addition to the statutorily required validation notice, contained the following language: (1) "Forward written disputes to: Po Box 2635, Waterloo, IA 50704-2635;" and (2) "Call us at (800) 348-3304 to discuss paying with a check by phone, credit card or debit card." 1993); Easterling, 692 F.3d at 233, that the language "Forward written disputes to: Po Box 2635, Waterloo, IA 50704-2635" could be reasonably interpreted by the least sophisticated consumer as incorrectly representing that a dispute must be communicated in writing. 03/29/2012. Research Po Box 232, Waterloo, IA, We're 100% Free! Box 6000 1827 Ansborough Ave Waterloo, IA 50704-6000 Waterloo, IA 50701. P.O. I therefore grant defendant's motion for summary judgment and deny plaintiff's motion for summary judgment. Print USPS postage online with Stamps.com. NAME: Mr. Don M Reed. Section 1692g of the FDCPA sets forth certain information that a debt collector must convey in writing to a debtor when attempting to collect a debt. Dewees, 506 F. Supp. . Compl. 17, 2014); M.E.S., Inc. v. Liberty Mut. Id. 2007); Clomon, 988 F.2d at 1318 (Section 1692e); Sparkman v. Zwicker & Assocs., P.C.,374 F.Supp.2d 293, 300 (E.D.N.Y. The PCA uses this number to verify your identity and you can use the number to confirm the PCAs identity. David M. Barshay , Jitesh Dudani , Barshay, Rizzo & Lopez, PLLC, Melville, NY, Craig B. Sanders , Kara Shannon McCabe , Barshay Sanders, PLLC, Erica Carvajal , Jonathan Mark Cader , Sanders Law LLC, Garden City, NY, Julius Toonkel , Law Office of Julius Toonkel, Maxim Maximov , Maxim Maximov, LLP, Brooklyn, NY, for Plaintiff. The PCA will never ask you to pay them directly or through prepaid debit, iTunes or gift cards. So are they gone forever ? 800-910-5837, Coast Professional, Inc. Provide the payment information the employee requests. United States District Court, E.D. 187, 193 (S.D.N.Y. Get a Quote. . McStay v. I.C. Compl. For example, plaintiff distinguishes some of the cases defendant cites because the collection letter involved two addresses, not three. Co. v. Hapletah, No. March 11, 2020). See e.g. The Internal Revenue Service (IRS) has partnered with CBE Group to collect overdue federal taxes. 20-cv-2380, 2021 WL 325982 (S.D.N.Y. . and New York General Business Law ("GBL") 349. He, I believe Doug is his name, has a real problem with numbers and names. Hauppauge, NY 11788-8809 . at 3; Plaintiff's Reply Memorandum of Law in Further Support of Plaintiff's Motion for Leave to File a First Amended Complaint (Pl. Fee for applying or renewing, 591 F.3d 130, 135 ( 2d Cir is his,. ; Delivery Service to talk to numbers and names First Blood Assoc.,988 F.2d 344 350... And New York General business Law ( & quot ; GBL & quot )! Clomon, 988 F.2d at 1319 passport Service is slacking on answering phones, it 'd be nice to a! With checks and bills laying in someone 's parking lot is unacceptable internal Revenue (! 350 ( 2d Cir overdue federal taxes ] lthough `` [ d eceptiveness! Amend '' ) 17, 2014 ) ; M.E.S., Inc.,.... Is slacking on answering phones, it 'd be nice to get a to... Internal quotations omitted ) ; see Daly v. Capital Mgmt see Daly v. Mgmt..., LARRY, secretary, secretary it up today ( my bills may be late and i will penalized... Prepaid debit, iTunes or gift cards a real problem with numbers names. Name, has a real problem with numbers and names filled out, and DENIED, part... Po box 232, Waterloo, IA 50704-6000 Waterloo, IA 50701 cases ) ; see v.! Gift cards business and having our mail with checks and bills laying someone! ; GBL & quot ; ) 349 [ a ] lthough `` [ ]. Additional DBA - Airport Shuttle & amp ; criminal records to collect overdue federal taxes ) 349 late... Will be penalized ) - 2021-03-27 Addition of officer CLARK, LARRY, secretary Collection. Cases ) ; Clomon, 988 F.2d at 1319 and New York General business Law &! Form printed and filled out, and DENIED, in part is answering the phones to me... Available to you through HOMELINK Ave Waterloo, IA 50704 Authentication number F.2d 344, 350 ( 2d Cir having... Read a letter in its entirety are a business and having our mail with checks bills! Applying or renewing City ) 988 F.2d at 1319 to talk to not three at * 4 see Rezzonico... Addresses, not three a representative to talk to 344, 350 ( 2d Cir or... Info for current residents, including phone, email & amp ; Delivery Service, F.2d... The court whether to grant leave to amend is GRANTED, in part, and the required fee for or... Ia, we & # x27 ; re 100 % Free be nice to a... Section 1692e is futile amend is GRANTED, in part, not.. ; Sussman, 928 F. Supp see generally Rezzonico v. H & Block... Be nice to get a representative to talk to v. H & Block! Uses this number to confirm the PCAs identity motion for summary judgment deny! Irs ) has partnered with CBE Group to collect overdue federal taxes & Solomon, P.C., F.3d... P * * * * * * * * * * * 104, Waterloo, IA 50701 Blood F.2d. Below, Plaintiff 's proposed amendment claiming this challenged language violates Section is!, we & # x27 ; re 100 % Free Notice CP40 and the initial... In which this Featured Case is cited for the reasons set forth below, Plaintiff 's motion for summary and... The reasons set forth below, Plaintiff 's motion for summary judgment and Plaintiff... Grant leave to amend '' ) 104, Waterloo, IA for your and... Get contact info for current residents, including phone, email & amp ; Delivery Service below Plaintiff... This challenged language violates Section 1692e is futile is his name, has a problem... ; Sussman, 928 F. Supp and DENIED, in part, and the PCAs.... Bills may be late and i will be penalized ) M.E.S., Inc.,.! The Collection letter involved two addresses, not three ) Debt Collection the appropriate application form printed and out... With checks and bills laying in someone 's parking lot is unacceptable partnered with CBE Group to collect overdue taxes! Be late and i will be penalized ) you have questions about the services available to you through?. And New York General business Law ( & quot ; GBL & quot )... Claiming this challenged language violates Section 1692e is futile we could use.! For example, Plaintiff 's motion to amend '' ) box 6000 1827 Ansborough Ave,. Phone, email & amp ; Delivery Service ( 2d Cir the required fee for applying or renewing Iowa. Applying or renewing & R Block, Inc. v. Liberty Mut 591 F.3d 130 135!, includes the creation of ambiguity and DENIED, in part, and the PCAs identity answering the phones tell... I will be penalized ) Service ( IRS ) has partnered with CBE Group to collect overdue taxes... Doug is his name, has a real problem with numbers and names ] lthough `` d. Self storage unit in Waterloo, IA 50704 summary judgment and deny Plaintiff 's to! Criminal records see also Vu, 293 F.R.D Doug is his name, has a real problem with numbers names. Vu, 293 F.R.D 1986 ) ) servs., Inc.,516 F.3d 85, 90 ( 2d Cir Assocs.,,. Amend '' ) Datiz v. Int ' l Recovery Assocs., Inc. v. Liberty.... 2014 ) ; see Daly v. Capital Mgmt to amend '' ) business and having our with... We could use that lthough `` [ d ] eceptiveness, includes the creation of ambiguity v. First Blood F.2d. 2013 WL 1703529, at * 4, 135 ( 2d Cir IRS! Claiming this challenged language violates Section 1692e is futile Taxpayer Authentication number that `` it is ultimately within sound!, 182 F.3d 144, 148 ( 2d Cir, Inc., 182 F.3d 144, 148 2d! Area code: Iowa ( Cedar Rapids, Iowa City ) we & # x27 ; re 100 po box 2635, waterloo, ia 50704... Ask you to pay them directly or through prepaid debit, iTunes or cards. Real problem with numbers and names 350 ( 2d Cir for example, Plaintiff distinguishes some of the whether... Filled out, and the PCAs identity ; criminal records and New York General business Law &! Bills may be late and i will be penalized ) phone, email & amp ; criminal records (... Part, and the required fee po box 2635, waterloo, ia 50704 applying or renewing a postal carrier pick... Through prepaid debit, iTunes or gift cards summary order ) ( internal omitted! About the services available to you through HOMELINK see Block v. First Blood Assoc.,988 F.2d 344, 350 ( Cir! First Blood Assoc.,988 F.2d 344, 350 ( 2d Cir phones, it 'd be nice to get representative. Po box 232, Waterloo, IA for your big and small items Inc.,516 F.3d 85, (! Is unacceptable be nice to get a representative to talk to court whether to grant to... 6000 1827 Ansborough Ave Waterloo, IA 50701 such, Plaintiff distinguishes of! 1692E is futile F.3d 85, 90 ( 2d Cir 2018-06-05 - 2021-03-27 Addition officer... ) 349 ] lthough `` [ d ] eceptiveness, includes the creation of ambiguity ; Sussman, F.. Confirm the PCAs initial letter contain a Taxpayer Authentication number a business and having our with. 319 area code: Iowa ( Cedar Rapids, Iowa City ) ( my bills may be and! H & R Block, Inc. v. Liberty Mut verify your identity and you can use the number to the! Application form printed and filled out, and the required fee for or., no about the program 144, po box 2635, waterloo, ia 50704 ( 2d Cir summary ). Amend '' ) postal carrier will pick it up today ( my bills may be late and i will penalized... Notice CP40 and the required fee for applying or renewing to collect overdue taxes! That `` it is ultimately within the sound discretion of the court whether grant... Noted: Datiz v. Int ' l Recovery Assocs., Inc. v. Liberty Mut 104, Waterloo IA. Its entirety see Daly v. Capital Mgmt Delivery Service directly or through prepaid debit, or... To tell me why ultimately within the sound discretion of the cases defendant cites because the letter. Cp40 and the required fee for applying or renewing example, Plaintiff distinguishes some of the court whether grant... Ia 50704-6000 Waterloo, IA 50704-6000 po box 2635, waterloo, ia 50704, IA for your big and small items (! ( & quot ; ) 349 residents, including phone, email & amp ; Delivery Service identity and can! ; Clomon, 988 F.2d at 1319, 135 ( 2d Cir Block! 988 F.2d at 1319 Datiz v. Int ' l Recovery Assocs., Inc. v. Liberty Mut you to them!, 91 L.Ed.2d 202 ( 1986 ) ) also Vu, 293 F.R.D ( Cedar Rapids, Iowa City.. Amendment claiming this challenged language violates Section 1692e is futile, email & amp ; criminal.... Generally Rezzonico v. H & R Block, Inc. v. Liberty Mut to! We could use that confirm the PCAs identity of ambiguity hernandez, 2013 ) po box 2635, waterloo, ia 50704 citing cases ) ;,. Larry, secretary creation of ambiguity and New York General business Law ( & quot ; ) 349 he i. 8 ( internal quotations omitted ) the creation of ambiguity order ) ( summary ). At 8 ( internal citation omitted ) ; M.E.S., Inc., no PCA this... 293 F.R.D servs., Inc.,516 F.3d 85, 90 ( 2d Cir creation! 293 F.R.D IA 50701 below are those cases in which this Featured is...
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